Debt Collections

Unpaid debt and the rate of debt not being paid has an effect on our economy and influences our interest rates. Debt collection is governed by the National Credit Act 34 of 2005, the Consumer Protection Act 68 of 2008 and the Magistrate’s Court Act 32 of 1944. It is the process where a creditor requires the collection of money due and owing to him/her/it from the debtor, be it an individual or an organisation. Although not all the Acts may apply to all collections, it must be considered. The Prescription Act 68 of 1969 also applies to debt collection and it is therefore important for a creditor to appoint a debt collector to ensure timeous collection and payment.

Are you struggling to collect unpaid debts? At Boshoff Smith Attorneys, we specialize in debt collection services designed to help businesses and individuals recover what they are owed efficiently and professionally.

Whether you’re dealing with overdue invoices, delinquent accounts, or unpaid loans, our experienced legal team will ensure that your financial interests are protected.

We understand the stress and complications caused by unpaid debts and are here to guide you through every step of the collection process, minimizing your risks and maximizing your recovery.